Automotive & Transport
Logistics and cost math for the road ahead.
Evaluate the ROI of electric mobility, optimize logistics with fuel efficiency math, and audit long-term gas vs. EV savings. Professional tools for fleet managers and commuters.
Check your electric bill for your 'Rate per kWh'.
What the car is worth at the end (e.g. $15k for a used Corolla).
The total amount you borrowed (Loan amount).
Additional amount above the required monthly payment.
| Month | Std Payment | Extra Pmt | Interest | Std Balance | Accel. Balance |
|---|
EV vs Gas Savings
While the purchase price of EVs is often higher, the operational costs are significantly lower. Fuel savings alone can reach $1,500+ per year for the average driver. However, home charging infrastructure and electricity tier rates impact the final ROI. Maintenance savings also play a huge role, as EVs have fewer moving parts, no oil changes, and simpler drivetrains.
Lease vs Buy Logic
Leasing allows for a lower monthly payment and getting a new car every 3 years. Buying builds an asset that eventually has no monthly payments. This tool accounts for "Residual Value"—what the car is worth at the end of the term—to show you the real net cost of ownership over time.
The Principal Advantage
Car loans are typically non-deductible debt. Paying an extra $50 or $100 per month directly towards the principal can shave months off your loan and save hundreds in interest, effectively acting as a guaranteed return on your investment. Use this calculator to see how much time and interest you can save with small extra monthly payments.
Fuel Efficiency Analysis
Real-world fuel efficiency often differs from the manufacturer's sticker. This calculator helps you audit your actual MPG or L/100km based on distance traveled and fuel consumed. Monitoring this over time can help identify engine performance issues or the impact of driving habits on your wallet.
Community Discussion
Missing a feature? Report it here to join the roadmap.